starting an online dispute

[Anonymous]

Can you tell me how to dispute incorrect credit items on my credit report. Since I bought my credit reports from the myFico site, will I also have to buy a report from say, Experian also since they want the "confirmation" number in order to dispute online? Or is there something I'm missing? I have several items that are incorrect or outside of the SOL. Thank You

[Anonymous]

Try this link.

http://www.experian.com/rs/fi2.html

[Anonymous]

Thanks for the address for Experian, they didn't even have my address correct so I couldn't dispute them online, for now. Do you happen to have the online addresses to dispute Trans Union and Equifax. Thanks for your help

[Tuscani]

http://myfico.custhelp.com/cgi-bin/myfico.cfg/php/enduser/std_adp.php?p_faqid=5&p_created=1136492194...

[Anonymous]

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snowdad wrote:

Thanks for the address for Experian, they didn't even have my address correct so I couldn't dispute them online, for now. Do you happen to have the online addresses to dispute Trans Union and Equifax. Thanks for your help

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http://annualcreditreport.transunion.com
http://www.investigate.equifax.com

[Anonymous]

Thanks a lot for the addresses for Equifax and Transunion, I have already disputed several questionable items on  those 2 reports. However, I can't seem to get anywhere with Experian. Although I had the FICO report in front of me when I tried to dispute it and answered the prelim questions with the info they wanted FROM THEIR REPORT (although even with a previous address they had listed where I have never lived, but one of my married sons does) the message I got back was that they did not recognize that I had one of their credit reports and to either try again later (which I already have with the same response) or to call Experian. What is the best thing to do in this case? Dispute by snail mail? I don't understand why I was successful with Equifax and Transunion but not Experian. Any suggestions?

Thanks

[MidnightVoice]

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snowdad wrote:

 However, I can't seem to get anywhere with Experian. 

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Join the Club.  EX hates me. 

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snowdad wrote:

I don't understand why I was successful with Equifax and Transunion but not Experian. Any suggestions?

Thanks

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None whatsoever.

What I also didn't like was  "This item cannot be disputed as you messed up the last time and used the wrong reson, so even if you give us the right reason we will totally ignore it, and you, for the rest of your life"

[Anonymous]

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snowdad wrote:

Thanks a lot for the addresses for Equifax and Transunion, I have already disputed several questionable items on  those 2 reports. However, I can't seem to get anywhere with Experian. Although I had the FICO report in front of me when I tried to dispute it and answered the prelim questions with the info they wanted FROM THEIR REPORT (although even with a previous address they had listed where I have never lived, but one of my married sons does) the message I got back was that they did not recognize that I had one of their credit reports and to either try again later (which I already have with the same response) or to call Experian. What is the best thing to do in this case? Dispute by snail mail? I don't understand why I was successful with Equifax and Transunion but not Experian. Any suggestions?

Thanks

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Use the link I provided for EX above. Enter your info, bring up your report, and it will have their number on it. All free of charge.

If that don't work, request your EX report thru http://www.annualcreditreport.com