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suppose to be deleted but today it's still their, howcome

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momof2
Frequent Contributor

suppose to be deleted but today it's still their, howcome

One of my creditors on my CR it states "This account is scheduled to continue on record untill april 2008" that was from my last CR, today i pulled to make sure it was deleted, IT'S STILL THEIR!!! this is april 2008 I dont understand why it is still on my CR. is it to drop off on a specific date but the CR doesnt give a date example 4-2-08, just says april 2008. whats going on, i just tried calling experian and of course their closed, just my luck. anyone have any ideas?
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: suppose to be deleted but today it's still their, howcome

It could be anytime between now and end of the month.
Message 2 of 11
momof2
Frequent Contributor

Re: suppose to be deleted but today it's still their, howcome

argh,  that sucks, why cant they do the auto deletions on the 1st of every month and not make us wait in anticipation??


Message Edited by momof2 on 04-01-2008 05:59 PM
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 3 of 11
momof2
Frequent Contributor

Re: suppose to be deleted but today it's still their, howcome

i have score watch, when this bad creditor gets deleted will score watch notify me that this has happened?? should my score increase because of the deletetion?
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 4 of 11
Anonymous
Not applicable

Re: suppose to be deleted but today it's still their, howcome

I had a problem with EX regarding the same thing
 
I called and was being presient that they remove it NOW........
 
Then they removed it within 48 hours..
 
best wish's
Message 5 of 11
Anonymous
Not applicable

Re: suppose to be deleted but today it's still their, howcome

I believe that SW will send you an alert when the account is deleted even if your score does not change. Your score may or may not change depending on whether there or other bad creditor  on your report.
 
What kind of bad creditor is this? Collection, closed account with lates? What?
Message 6 of 11
Anonymous
Not applicable

Re: suppose to be deleted but today it's still their, howcome

This makes no sense at all. I guess I would fail on that game show
"ARE YOU SMARTER THAN AN 8TH GRADER"....LOL
 
What I meant to say is......
 

I had a problem with EX regarding the same thing
 
I called and was being persistent that they remove it NOW........ and she said OK
 
Then they removed it within 48 hours..
 
best wishes

chuck_texas wrote:
I had a problem with EX regarding the same thing
 
I called and was being presient that they remove it NOW........
 
Then they removed it within 48 hours..
 
best wish's



Message 7 of 11
Anonymous
Not applicable

Re: suppose to be deleted but today it's still their, howcome

The game show is Are You Smarter Than a 5TH Grader, not an 8th grader. And it just means that you cannot type, then again alot of the 5th graders probably are not good typers yet anyway.
Message 8 of 11
momof2
Frequent Contributor

Re: suppose to be deleted but today it's still their, howcome

chuck---- i understood what you meant, no need to explain
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 9 of 11
momof2
Frequent Contributor

Re: suppose to be deleted but today it's still their, howcome

Cowpaddi----
   the OC was for a medical bill, now the CA has had it for several years, DOFD was 3/2001, it is I believe listed as a collection, and not i havent paid it, it sitll has a balance, i was going to 2 months ago but when i pulled my CR it said it was dropping off in april so i figured why bother, when i can use the money to pay down my only CC or use it towards one of my hospital bills that is in the hands of a CA
 
ps when you reply to someone how do you put their text in with the lines above and below their post so you can reply, do you just compy and past??
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 10 of 11
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