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mus
New Member
Posts: 6
Registered: ‎10-19-2007
0

truecredit

Hi, I have a question regarding my credit scores. My scores on truecredit are in the late 600's, ~55th percentile. What FICO does this translate into?
Valued Contributor
Posts: 1,126
Registered: ‎08-29-2007
0

Re: truecredit

No way of knowing.  There are people on here who say their TC score is way higher than their FICO scores.  Mine was 70 points lower than my FICO score.
 
Do not try to compare, because it will only make you more confused.

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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mus
New Member
Posts: 6
Registered: ‎10-19-2007
0

Re: truecredit

Thanks John. I see. How does one get true FICO score (is there somewhere I can see these for free without giving them my cc info?)
Valued Contributor
Posts: 1,126
Registered: ‎08-29-2007
0

Re: truecredit

The only place to get the true scores is here on myFICO.  I am afraid that you will have to give your CC or Debit Card info to them.  You can call cust. service to see if there is any other options.
 
Make sure to Google for discount codes.  I use one that gives 20% off.

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Regular Contributor
Posts: 216
Registered: ‎05-17-2007
0

Re: truecredit

I have found that Truecredit's FACO scores are usually a bit higher for me.  For instance
 
as of 10/19/07
 
                       
                             FACO              FICO
Transunion            745                  674
Experian                 635                 663
Equifax                   624                  642             (It finally moved, was stuck on 603 for months)
 
Differant people get differant things but it would be interesting to see what makes the differance.  As of today it's the first time that my FICO score was higher than my FACO score.
 
 
Van
 
FICO 6/25/08 TU 668 EQ 646 EX 652
FACO 6/25/08 TU 655 EQ 622 EX 641
Recovering from the App Spree that dropped me like a rock. Post Car loan apps as well.
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mus
New Member
Posts: 6
Registered: ‎10-19-2007
0

Re: truecredit

Interesting. See my other thread. I have a similar weird lack of correlation.
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: truecredit

freecreditreport.com (I think that's what it's called) lets you pull all 3 CR's one time in a year at no charge. But no scores come with them(That's an additional $7.95)
"Never ever, ever be late. Never" (FUTR)
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: truecredit

NOOOOOO.

Annualcreditreport.com

Don't buy the FAKO scores.




Sylviatob wrote:
freecreditreport.com (I think that's what it's called) lets you pull all 3 CR's one time in a year at no charge. But no scores come with them(That's an additional $7.95)


Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: truecredit

That's it! Mucho gracias Timothy. And sorry for confusion.
"Never ever, ever be late. Never" (FUTR)
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