07-26-2007 01:23 PM
bamf70 wrote:Mine were collections as well. Crap 1 was nice enough to let them accrue interest every month for 4 years, show the accounts as closed and report no credit limit yet have a CA try to collect for both of my cards. This put my utilization at something like 200%. Lovely company....I can't wait until I can get more credit with them :eek
Message Edited by bamf70 on 07-26-2007 01:18 PM
07-26-2007 01:26 PM
07-26-2007 01:33 PM
Lol then you are gonna love this....both accounts were/are charged off. Of course both accounts have 2 charge off dates listed on my reports Mar 2004 and Jun 2007. Yes I have disputed but it didn't seem to make any difference. They did what they did and they are now finally "fixed" and I will NEVER look to them for ANYTHING ever again.
07-26-2007 01:35 PM
07-26-2007 01:41 PM
It's all good superduper contributer One account shows "Legally settled for less than full amount" and the other shows paid/chargeoff with 0 balance on both and the actual credit limit of both being reported.
07-26-2007 01:52 PM
07-26-2007 01:56 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.