vantage score

[Anonymous]

Is the Experian Vantage Score the same as the Fico score?  I don't think it is but can anyone tell me how far off pointwise it is (roughly) from you real fico?  Im trying to get an estimate here.  Thank you

[Anonymous]

I believe it is a FAKO score.

To learn ALL about the Experian Vantage Score, type that in the search box at top of page.

Have heard several times that lenders do not use it.

[Anonymous]

Yeah, I searched on here.  I was just trying to get an estimate of what the real fico will be.  I didn't realize at the time it wasn't the real deal.  Thank you for your response.

[Anonymous]

---

nfg wrote:

Yeah, I searched on here.  I was just trying to get an estimate of what the real fico will be.  I didn't realize at the time it wasn't the real deal.  Thank you for your response.

---

I got that Vantage score for kicks and it was 890. Fico was 762  same day. 

[fused]

Oh no, don't get me started on Vantage scoring.

[Anonymous]

Isnt Vantage scoring supposed to be the new system that the 3 majors did together? As far as I know based off what I read, the scores are as follows below and is rated with an actual grade also as if you were in school.........

901-990 = A Credit

801-900 = B Credit

701-800 = C Credit

601-700 = D Credit

501-600 = F Credit

So there you have it. I find it funny that the fellow that responded to this question has A credit when using FICO with his score of 762 (760-850 in FICO terms is excellent credit) but when converted to the Vantage score he only had a 862  B credit. That goes to show you that its way off.

[Anonymous]

Correction, he had an 890, but he is still considered B Credit with the Vantage scoring. My apologies if I offended you by putting the wrong score.

[fused]

---

DTG12878 wrote:

Isnt Vantage scoring supposed to be the new system that the 3 majors did together? As far as I know based off what I read, the scores are as follows below and is rated with an actual grade also as if you were in school.........

901-990 = A Credit

801-900 = B Credit

701-800 = C Credit

601-700 = D Credit

501-600 = F Credit

So there you have it. I find it funny that the fellow that responded to this question has A credit when using FICO with his score of 762 (760-850 in FICO terms is excellent credit) but when converted to the Vantage score he only had a 862  B credit. That goes to show you that its way off.

---

Look at my FICO scores. The last time I checked my Vantage score it was only 821. I'm not worried about this because even if lenders do start using Vantage scoring, 821 or a B is still prime just not super prime.

[Anonymous]

---

DTG12878 wrote:

Isnt Vantage scoring supposed to be the new system that the 3 majors did together? As far as I know based off what I read, the scores are as follows below and is rated with an actual grade also as if you were in school.........

901-990 = A Credit

801-900 = B Credit

701-800 = C Credit

601-700 = D Credit

501-600 = F Credit

So there you have it. I find it funny that the fellow that responded to this question has A credit when using FICO with his score of 762 (760-850 in FICO terms is excellent credit) but when converted to the Vantage score he only had a 862  B credit. That goes to show you that its way off.

---

Look at my FICO scores. The last time I checked my Vantage score it was only 821. I'm not worried about this because even if lenders do start using Vantage scoring, 821 or a B is still prime just not super prime.

Yea Fused, I feel where you comin from but come on now, lets be honest especially when it comes to your scores. You are literally knockin on Excellent credit with all 3 bureaus, so I know that has to sort of piss you off to know that you would go from excellent credit 760+ on all three to just B credit with the new Vantage scoring