wamu

[bl00dymary]

I applied for my husband and he was declined.  They pulled his EX and his score is 641.  The reason they listed for decline was "not enough bank type revolving credit accounts"  He is listed as AU on all of my accounts, but only has one of his own.  I checked his Experian report and low & behold they are not reporting ANY of his AU lines!  Ouch.  The Au axe has fallen  

[Anonymous]

were they listed prior?

[ah32]

Denied! They checked EX in MN.  My score is 625, but I just applied for Amex yesterday.  Thought they might check TU.  My TU report hasn't been pulled in awhile.

[ah32]

Just checked my TU report.  My fraud alert is still on there.  I wonder if that's why they didn't check TU? I had an unexpained inquiry awhile back.  I had id theft problems in the past.  Don't really know why they wanted my scores in the 500's, but they did.

[Anonymous]

WaMu pulled EX for my DW in May and for me last month. According to various credit pull databases, they seem to be pulling EX 10-15% of the time.

Also, some people (who were EX pulls) reported that the initial bankcard FICO displayed with their account was based on EX, but later bankcard FICOs were TU. YMMV.

[Anonymous]

denied! I'll update later as to why.

[Anonymous]

im in New England, they pulled TU   accepted score  688

[Anonymous]

I had a credit score of...about 590 and got a credit line of 5500 with a bankruptcy in 2005 and a credit lien showing 14,500 in back taxes due...I was grateful, but very surprised.

-- Eric

[Anonymous]

whose SSN did you use to make this happen.

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fatzombie wrote:
I had a credit score of...about 590 and got a credit line of 5500 with a bankruptcy in 2005 and a credit lien showing 14,500 in back taxes due...I was grateful, but very surprised.

-- Eric

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[Anonymous]

My SSN obviously since it's in my name. They sent me a pre-approved mailing...guaranteeing a 1000-7500 credit line. I expected the 1000. But in my defense, I have had perfect payments since the bankruptcy in 2005.

-- Eric