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wamu

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Guardian
Valued Contributor

Re: wamu

yeah not a big fan to say the least.

Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Message 31 of 34
Anonymous
Not applicable

Re: wamu

1.  With TU 820 credit score when I applied credit card from WAMU only get credit line for $5,000 Why is that??? Normally I can get up to $35,000 credit line from the other banks... 
   
2.  Finance Market must be in the Worst Time these days ???!!!...   
Message 32 of 34
My2cents
Regular Contributor

Re: wamu

Your classic fico may be 820, but your pfico(Card enhanced fico) may be much lower.  I have seen on other posts instances where their classic fico is more than 100 pts higher than their pfico.  For example classic/standard fico 790 and their pfico would be 688.
 
 
 
 
 
That would be my2cents.Smiley Wink
700 Club Member
Message 33 of 34
score_building
Senior Contributor

Re: wamu



SirBabyWawah wrote:
1.  With TU 820 credit score when I applied credit card from WAMU only get credit line for $5,000 Why is that??? Normally I can get up to $35,000 credit line from the other banks... 
   
2.  Finance Market must be in the Worst Time these days ???!!!...   


it's not just score that determines cl.  income and other factors are considered, like busted market conditions, etc.
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 34 of 34
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