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what does this mean from equifax? deleted? really?

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Anonymous
Not applicable

what does this mean from equifax? deleted? really?

i disputed some payment showing up as late from 2009 (not really late as wells fargo agreed to defer them and not report them..but they did...)

 

>>> We have researched the credit account. Account # − 708* The results are: Historical account

information was deleted from this account.

 

??????? does this mean they detelted the late payments? why does it still show in the copy they just sent over as still late?

 

1 1 2 1 4 4 4 3 2 1 Account History with Status Codes

 

tried callig equifax, but no luck getting a live person to explain this and confirm...

 

 

If you have additional questions about this item please contact: Wells

FARGO Home Mortgage, PO Box 10335, DES MOINES IA 50306−0335 Phone: (800) 288−3212

Wells FARGO Home Mortgage PO Box 10335 Des Moines IA 50306−0335 : (800) 288−3212

Account Number

7080* 01/06/2005 30Y Monthly

Items As of

Date Reported

03/10/2015

Status − Pays As Agreed; Type of Account − Mortgage; Type of Loan − Conventional Re Mortgage; Whose Account − Individual Account; ADDITIONAL INFORMATION − ; Consumer

Disputes After Resolution; Fixed Rate;

1 1 2 1 4 4 4 3 2 1 Account History with Status Codes

Date Opened High Credit

Amount

Past Due

Balance

Amount

$187,435 $0 01/2015 $1,313 $1,313 02/2015 $0 $0

06/2010 05/2010 01/2010 12/2009 06/2009 05/2009 04/2009 03/2009 02/2009 01/2009

$225,000

Date of

Actual

Last Paymnt

Paymnt Amount

Credit Limit

$0

Scheduled

Paymnt Amount

Terms Duration Terms Frequency

Date of 1st

Delinquency

Message 1 of 4
3 REPLIES 3
tonyjones
Valued Contributor

Re: what does this mean from equifax? deleted? really?


@Anonymous wrote:

i disputed some payment showing up as late from 2009 (not really late as wells fargo agreed to defer them and not report them..but they did...)

 

>>> We have researched the credit account. Account # − 708* The results are: Historical account

information was deleted from this account.

 

??????? does this mean they detelted the late payments? why does it still show in the copy they just sent over as still late?

 

1 1 2 1 4 4 4 3 2 1 Account History with Status Codes

 

tried callig equifax, but no luck getting a live person to explain this and confirm...

 

 

If you have additional questions about this item please contact: Wells

FARGO Home Mortgage, PO Box 10335, DES MOINES IA 50306−0335 Phone: (800) 288−3212

Wells FARGO Home Mortgage PO Box 10335 Des Moines IA 50306−0335 : (800) 288−3212

Account Number

7080* 01/06/2005 30Y Monthly

Items As of

Date Reported

03/10/2015

Status − Pays As Agreed; Type of Account − Mortgage; Type of Loan − Conventional Re Mortgage; Whose Account − Individual Account; ADDITIONAL INFORMATION − ; Consumer

Disputes After Resolution; Fixed Rate;

1 1 2 1 4 4 4 3 2 1 Account History with Status Codes

Date Opened High Credit

Amount

Past Due

Balance

Amount

$187,435 $0 01/2015 $1,313 $1,313 02/2015 $0 $0

06/2010 05/2010 01/2010 12/2009 06/2009 05/2009 04/2009 03/2009 02/2009 01/2009

$225,000

Date of

Actual

Last Paymnt

Paymnt Amount

Credit Limit

$0

Scheduled

Paymnt Amount

Terms Duration Terms Frequency

Date of 1st

Delinquency


They should of included the new updated report that showed those lates not there anymore. You should call them.

 

Current Fico Scores: (December 2023)
Message 2 of 4
Anonymous
Not applicable

Re: what does this mean from equifax? deleted? really?

tried calling them and there seem to be no human operators...does anyone have a phone number for a live operator? Seems they will only talk to you if you pay them...

Message 3 of 4
Anonymous
Not applicable

Re: what does this mean from equifax? deleted? really?

Is there an option to choose Spanish at any point?  A lot of times that will get you to an actual person...who also can speak English.

Message 4 of 4
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