what is so good about an amex card?

[Anonymous]

Hey guys I come on here and see all of this talk about amex cards.  What is so good about amex cards?  I am in the process of applying for a cc and would like to know which amex card would be good to apply for?  Thanks

[Bruiser]

first off,...do you have a Bankruptcy on your report?

if yes: prepare to fight to get that Amex,..they hate BK's..

if no...then what's your scores?

i believe they pull Experian to judge

[Anonymous]

You can compare their cards here:

http://www.financeglobe.com/

[fused]

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loloswims wrote:

Hey guys I come on here and see all of this talk about amex cards.  What is so good about amex cards?  I am in the process of applying for a cc and would like to know which amex card would be good to apply for?  Thanks

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I like Amex for their rewards program and great customer service.  They pull mostly from EX and sometimes EQ.  Do you know your FICO EQ and EX scores?

[inzaghi]

I am sure they pull EQ a lot..I got approved on the basis of EQ...

[Anonymous]

Do you need excellent credit to get an AM EX credit card?  I have tried several times even when my credit was good and could not get one.

[Anonymous]

what are scores? they are accepting some lower one these days and have been pulling EX lately

[Bruiser]

for the delta skymiles amex,..i'd say 620+

and no BK..

[Redbud]

That's a great site! I'm learning so much in these forums! Being able to see what score you need for a specific credit cards is incredible!

[Anonymous]

My scores are in the mid to upper 500's with a BK from about 5 years ago.  Judgeing by what everyone is saying, I will probably have to wait 5 more years to have a chance.