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Regular Contributor
Posts: 124
Registered: ‎04-23-2007
0

what is so good about an amex card?

Hey guys I come on here and see all of this talk about amex cards.  What is so good about amex cards?  I am in the process of applying for a cc and would like to know which amex card would be good to apply for?  Thanks
Regular Contributor
Posts: 211
Registered: ‎04-11-2007
0

Re: what is so good about an amex card?

first off,...do you have a Bankruptcy on your report?
if yes: prepare to fight to get that Amex,..they hate BK's..
 
if no...then what's your scores?
i believe they pull Experian to judge
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: what is so good about an amex card?

You can compare their cards here:
 
 
9/18/08 TU=707 EQ=706 EX=702
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: what is so good about an amex card?



loloswims wrote:
Hey guys I come on here and see all of this talk about amex cards.  What is so good about amex cards?  I am in the process of applying for a cc and would like to know which amex card would be good to apply for?  Thanks


I like Amex for their rewards program and great customer service.  They pull mostly from EX and sometimes EQ.  Do you know your FICO EQ and EX scores?
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Member
Posts: 39
Registered: ‎04-29-2007
0

Re: what is so good about an amex card?

I am sure they pull EQ a lot..I got approved on the basis of EQ...
Frequent Contributor
Posts: 382
Registered: ‎05-15-2007
0

Re: what is so good about an amex card?

Do you need excellent credit to get an AM EX credit card?  I have tried several times even when my credit was good and could not get one.
 
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0

Re: what is so good about an amex card?

what are scores? they are accepting some lower one these days and have been pulling EX lately
9/18/08 TU=707 EQ=706 EX=702
Regular Contributor
Posts: 211
Registered: ‎04-11-2007
0

Re: what is so good about an amex card?

for the delta skymiles amex,..i'd say 620+
and no BK..
Established Member
Posts: 32
Registered: ‎06-24-2007
0

Re: what is so good about an amex card?

That's a great site! I'm learning so much in these forums! Being able to see what score you need for a specific credit cards is incredible!
Frequent Contributor
Posts: 382
Registered: ‎05-15-2007
0

Re: what is so good about an amex card?

My scores are in the mid to upper 500's with a BK from about 5 years ago.  Judgeing by what everyone is saying, I will probably have to wait 5 more years to have a chance.
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