i know i asked before but i want to be sure
hsbc is reporting as a charge off/transfered to another lender.
i disputed with equifax and they verified.
I sent a dv to CA. they claim to be new owner.
who should i deal with? new owner of debt thats not on credit report yet or old owner who is reporting as charge off?
if i PFD old owner can they legally remove it? can new owner take payment but old owner keep reporting?
why does a charge off reports as 30 late, 60 late, 90 late, 120 late, CO, then pays as agreed? there was no payment made and zero balance/charge off.