what should i do

[juniornj23]

I just pay off a 7k personal load today i was approve for 200 dollars increase on my capital one and i decline the increase
should i take the 200 now or wait until my load payoff get reported.

[takeshi74]

Didn't you say you declined it?

Your call to make.  Don't expect paying off an installment to improve your scores.

[jbsea]

if this is your only instalment loan, I think you will see your cs go down.