Credit Card Center Advertiser Disclosure†
07-23-2007 10:10 AM
07-23-2007 10:17 AM
07-23-2007 10:50 AM
07-23-2007 10:52 AM
MidnightVoice wrote:Before I learned the tricks of the trade, just paying bills and doing nothing else, about 20 points a year.
07-23-2007 11:02 AM
07-23-2007 11:05 AM
Yes, EX does s*ck beachballs! Now to answer your question, there is no sure fire way to know exactly how many points your score will climb. That said, people with lower scores (400's-lower 600's) are more likely to see score increases than those in the 700's or higher.
If you keep your utilization below 5%?
lets assume your payment history is going to be remain good, and nothing
else is changing to your report.
How many points is it likely to climb? 6 points a month? 10 points? 2 points?
FYI Experian sucks
07-23-2007 11:07 AM - edited 07-23-2007 11:43 AM
07-23-2007 11:37 AM
Look at my thread CCs By FICO SCORE
cbjn1103 wrote:what are the right cards to have, what approx. score to get a certain right card, and what CRA do they check? I know unsecured is better, all of mine are unsecured.
07-23-2007 11:54 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.