MidnightVoice wrote:Before I learned the tricks of the trade, just paying bills and doing nothing else, about 20 points a year.
Yes, EX does s*ck beachballs! Now to answer your question, there is no sure fire way to know exactly how many points your score will climb. That said, people with lower scores (400's-lower 600's) are more likely to see score increases than those in the 700's or higher.
If you keep your utilization below 5%?
lets assume your payment history is going to be remain good, and nothing
else is changing to your report.
How many points is it likely to climb? 6 points a month? 10 points? 2 points?
FYI Experian sucks
Look at my thread CCs By FICO SCORE
cbjn1103 wrote:what are the right cards to have, what approx. score to get a certain right card, and what CRA do they check? I know unsecured is better, all of mine are unsecured.