when asking for GW, and they say "that's illegal"

[haulingthescoreup]

Hi, everyone--I am preparing my GW letters for my pathetic collection of late payments. I am not going to do calls, because I'm such a weenie that I would probably wind up suggesting that they add a couple more 30-days on. Before I found this forum, I was talking with Sears/ Citi about this ridiculous mess that blessed me with a 30-day this past March (aargh), and I asked if there was any way that it could be removed. In a shocked tone of voice, the CR said that it was illegal to change information in a CR, unless it was incorrect.

I now know that whether illegal or not, it's done all the time. If I get this again, in response to a GW letter, for instance, what do I answer? I really can't say, "Well, um, I was talking on line, um, with all these people, um, and they said it happened to them..." Has anyone got a more intelligent or snappy-but-polite comeback that will show that I didn't just fall off the potato truck, and that I'd like to speak to someone who will actually consider my request?

thanks for any suggestions!

[Anonymous]

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haulingthescoreup wrote:
Hi, everyone--I am preparing my GW letters for my pathetic collection of late payments. I am not going to do calls, because I'm such a weenie that I would probably wind up suggesting that they add a couple more 30-days on. Before I found this forum, I was talking with Sears/ Citi about this ridiculous mess that blessed me with a 30-day this past March (aargh), and I asked if there was any way that it could be removed. In a shocked tone of voice, the CR said that it was illegal to change information in a CR, unless it was incorrect.

I now know that whether illegal or not, it's done all the time. If I get this again, in response to a GW letter, for instance, what do I answer? I really can't say, "Well, um, I was talking on line, um, with all these people, um, and they said it happened to them..." Has anyone got a more intelligent or snappy-but-polite comeback that will show that I didn't just fall off the potato truck, and that I'd like to speak to someone who will actually consider my request?

thanks for any suggestions!

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I am like you so I mail all GW letters. Some companies will change or delete without even notifing you.

It is illegal for a furnisher to report innaccurate info. It is NOT illegal to change or delete info.

Message Edited by HappyDays on 09-18-2007 05:13 PM

[haulingthescoreup]

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@Anonymous wrote:

It is illegal for a furnisher to report innaccurate info. It is NOT illegal to change or delete info.

Message Edited by HappyDays on 09-18-2007 05:13 PM

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I love it! perfect, thanks.

If anyone has any more, I'm starting a collection.

[Tuscani]

Total BS. Sad how uneducated people are.

Don't you ever go visit friends in jail who asked for a late pay deletion? No wonder we have so much prision overcrowding.