07-14-2007 02:18 PM
07-14-2007 02:23 PM
This is a real unknown. Some CCCs might close an account with no activity after 4 months, some 6, others 9 or 12, and some just do not care and will keep your account open indefinitely.
rbbyrbsn wrote:I'm learning to play the credit game quite well,I have a cap 1 card I'm paying off , I won't have much use for it, once I pay it down I shouldn't have a problem getting a rate better than 8.9% I have on the card. my high balance is 97% of CL and is my oldest open CC. So I was wondering how it takes for account to be reported inactive/unused so I can just charge something every so often to keep it active.
07-14-2007 02:35 PM
07-14-2007 02:36 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.