So I sent out some letters and did just get a response saying that the account was closed for a medical bill and they said in the letter that they would contact credit bureau and have the account removed. Should I call the credit bureaus to see if its deleted? When should I see a score change, does fico scores change daily or just once a month??
FICO scores are dynamic, meaning that they are updated continually and are subject to change at any time 24/7. With that said, it might be 30-45 days or more for the change to reflect, b/c you don't know exactly when the creditor is going to actually update to the CRAs.