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when you pay off an account with late payments

Frequent Contributor

when you pay off an account with late payments

i have a sallie mae loan with 90 days late payment on it i plan on paying it off in the next month or two. how badly with the lates still effect my score onces the account is pif?

Starting Score: 643
Current Score: 657
Goal Score: 700


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Message 1 of 5
4 REPLIES
Frequent Contributor

Re: when you pay off an account with late payments

You could try to do a GW letter for the lates. There has been some good responds to that. It never hurts to ask them.
Message 2 of 5
Frequent Contributor

Re: when you pay off an account with late payments



jenkins wrote:
i have a sallie mae loan with 90 days late payment on it i plan on paying it off in the next month or two. how badly with the lates still effect my score onces the account is pif?


Check this thread out

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=22471
Message 3 of 5
Frequent Contributor

Re: when you pay off an account with late payments

i am GW'ing them to death would my score increase once the loan is paid but still showing the lates is my question

Starting Score: 643
Current Score: 657
Goal Score: 700


Take the FICO Fitness Challenge
Message 4 of 5
Frequent Contributor

Re: when you pay off an account with late payments

im hoping pif the loan it will raise my score somewhat

Starting Score: 643
Current Score: 657
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 5