which companies approves personals online..

[ficophysco]

do u know which loans companies approves loan instant online, also if all paper work can be complete online...that way i can maximize my chances ,,,by applying to companies in other states....tnx

[09Lexie]

Are you referring to personal loans?

[PetuniaJane]

You might have luck with Lending Club, but be prepared to verify your stated income with pay stubs or the like. I believe you can also see what amount/interest rate you qualify for with a SP.

[TheConductor]

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@ficophysco wrote:

do u know which loans companies approves loan instant online, also if all paper work can be complete online...that way i can maximize my chances ,,,by applying to companies in other states....tnx

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You can also maximize your chances by simply dressing well and coming prepared to a local branch.  

I was able to get a car loan from a local credit union back in the dark days of my credit journey, and that is what I did.  Showed up in a nice shirt and tie, with pay stubs and the last month's bill stubs at the ready.  Got a loan at a surprisingly-good interest rate, and all they required was that I open a savings account in the amount of one month's payment to partially secure the loan.  The loan officer specifically said she was impressed that I had prepared and knew what they needed to make a decision.

Prior to that I had done one of those online "Fill out one application and we shop it to multiple lenders" sites, and all I got was offers from a couple of bottom-feeder companies at much higher rates than the credit union gave me.

I'm not saying the online shotgun approach can't work, just that it's not the only way to boost your chances of getting the loan you need.