which report is correct

[gamblerx15]

Ok I have made several posts about my merrick account and have just noticed something.

when i pull my 3 in 1 report thru true credit. merrick shows as a collection charge off and

included in bk. when i go directly to ex site and pull my report directly with them it doesnt

say anything about collection or chargeoff just that the balance was written off and the

account was iibk. who do i believe tc or ex?

thanks for putting up with my crazy questions still trying to get a handle on my credit

[Anonymous]

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gamblerx15 wrote:

Ok I have made several posts about my merrick account and have just noticed something.

when i pull my 3 in 1 report thru true credit. merrick shows as a collection charge off and

included in bk. when i go directly to ex site and pull my report directly with them it doesnt

say anything about collection or chargeoff just that the balance was written off and the

account was iibk. who do i believe tc or ex?

thanks for putting up with my crazy questions still trying to get a handle on my credit

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On your 3-n-1, is it EX that is showing "collection, charge off and iib".

Balance written off = charge off

Is it reported under collection accounts on your EX?

[gamblerx15]

no no mention of collection