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New Contributor
Posts: 124
Registered: ‎06-28-2007
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which secured CC do you like better?

BOA or Orchard bank and why? Trying to decide between the two still ty
Established Contributor
Posts: 560
Registered: ‎05-03-2007
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Re: which secured CC do you like better?

i like the 99/500 boa, myself, since boa is prime and orchard is not.  it appears that boa is better with cli's once the card moves to unsecured status.  i applied for a regular boa card and they sent me a letter stating that they would give me a 99/500, so i shipped out my 99 dollar check and waiting for the card.
New Contributor
Posts: 124
Registered: ‎06-28-2007
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Re: which secured CC do you like better?

Ty for your input
New Contributor
Posts: 124
Registered: ‎06-28-2007
0

Re: which secured CC do you like better?

i like the 99/500 boa, myself, since boa is prime and orchard is not. it appears that boa is better with cli's once the card moves to unsecured status. i applied for a regular boa card and they sent me a letter stating that they would give me a 99/500, so i shipped out my 99 dollar check and waiting for the card. What score did you have to have to get this? Was this a secured through BOA? My score is 507 not sure I could get the $99/500 thing. TY
New Contributor
Posts: 124
Registered: ‎06-28-2007
0

Re: which secured CC do you like better?

Also what is the card called exactly. I cant find anything on their site about this rate. TY
Established Contributor
Posts: 560
Registered: ‎05-03-2007
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Re: which secured CC do you like better?

you have to apply for any regular card on their site, if they deny you they may give you the offer right there online, or they may send you a letter in the mail offering the 99/500.  they mailed the offer to me. 
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: which secured CC do you like better?

99/500 rules all. :smileyhappy:
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
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Re: which secured CC do you like better?

Even if you don't get invited for the $99/$500, I still think Bank of America's secured is better.   No processing fee and a lower annual fee.
New Contributor
Posts: 124
Registered: ‎06-28-2007
0

Re: which secured CC do you like better?

Ty well i was denied and nothing came up right away about the 99/500 so we will see if I get anything in the mail. TY again
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: which secured CC do you like better?

i think it took a couple of weeks for my 99/500 offer to show up in the mail.
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