which to pay first?

[dezsmama]

I'm hoping to be debt free at end of the year 2010 or before. I have several collection reports that's on my credit, 3 credit cards thats current and pay above minimum payment and a student loan thats current as well. here's my list...

card #1- bal $248.77 - avail $48 - credit limit 300

card #2 - bal $216.09 - avail $33 - credit limit 250

card #3 - bal $236.29 - avail $138.79 - credit limit 375

studnt loan - bal $2329.23

collections-

afni - bal $950.72  got settlement offer for $475.36 - i pay $10 a month

afni - bal $1023.79 - settlement offer for $511.90 - i pay $10 a month

west management - previous bal $258.39 current bal $158.39 - I pay $25 a month

zanesville home - bal $4737.31 - i pay $50 a month

chevy chase bank - bal $33.64 - I offered to pay $150

comcast - bal $394.63 - Im thinking of paying them $150 (is that good)

hospital bill - bal $582.95 - I pay $50 a month

so which should i pay off first?

[Anonymous]

Can you provide the amount of income in which you'll have to pay toward one of these accounts?  As in, you expect to have $200 extra a month to pay toward these.  That would help someone give you the best answer here.

[dezsmama]

oops sorry i forgot..my take home pay is a little over $1,000 a month. but my mother is going to give me $1250 from income tax. i'm trying to figure out which to pay first

[Anonymous]

The student loan should be the very last account to pay off (seeing as the interest is tax deductable).  I would focus on paying down your active credit cards (then don't touch them). 

The collections already have you in a bind but I don't have much knowledge in the collections area.