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scrapbookaddict wrote:why does it matter in our FICO score for inquiries? I mean, if i want to shop a car/ home etc, im asking them to pull my credit - so i can see what they can give me...soooooo why does it matter about all the inquiries, I have 15+ currently due to car/ home loan refi shopping....can i get these deleted?sarahGetting too much credit in too short a period of time has typically poited to a person who was in danger of overextending themselves. I do agree with you though, regardless of what I'm shopping for I should be able to see which limits and interest rates I like best. The thing is a lot of people kep every card they are approved for and don't know when to stop using them when they can no longer afford to.I made a major purchase on a new card and it really took me a minute to stop and think hey that's it for cards for hrre months while I pay off this 0 percent.
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