Reply
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!



dog wrote:
you found me out...if it weren't for those blasted kids and that stupid dog, my plan would have worked. however, the other 40 apps were all amex and they only pulled experian....as 1 inquiry! my wife is getting tired of taking dictation on these posts, and i have to go put some more bengay on my wrists, so over and out...hahahahaa

I'm waiting!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Valued Member
Posts: 158
Registered: ‎06-15-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

dog me and you thought the same dont have CC pay everything off as fast as you can theory.  This credit scoring is all a game, you just have to know the rules of the game. thank god there is this board because I am learning the plays and hopefully one day hit it out of the park (800 club),,,what am I talking about i would marry "Mrs. FICO" to get into the 700 club...hahah.  Its sad they dont factor in what you have in your accounts debt to income factor would give me alot of points.
Regular Contributor
Posts: 226
Registered: ‎03-25-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

Isn't 42 the answer to the meaning of life in Hitchhiker's Guide to the Universe?...
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

[ Edited ]
man, if i had known the game 2 years ago, i would be way into the 700's by now!  maybe even close to 800's.....well, maybe not until these 7 collections are all gone! 


Message Edited by dog on 06-25-2007 05:40 PM
Valued Member
Posts: 158
Registered: ‎06-15-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

I know waiting for things to fall off is like waiting to get outta prison!!! (for the record never been there) lol
Super Contributor
Posts: 8,166
Registered: ‎03-25-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!



Rocket01 wrote:
Isn't 42 the answer to the meaning of life in Hitchhiker's Guide to the Universe?...


At last!  Someone who knows the whereabouts of his towel!  :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Regular Contributor
Posts: 226
Registered: ‎03-25-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

Everyone's got a little bump up but me! (-5pts).  I had balance increases $15 to $45 (limit $400) on HBSC and $0 to $125 (limit $500).  I went up to 19% utilization and got penalized for it, even though everything else has aged well for another month and no inquiries. :smileymad:
Super Contributor
Posts: 8,166
Registered: ‎03-25-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

Don't worry - I just used a new cc a great deal and let it report just in case they don't report the CL.  So I will get dinged for another month, until it is back to zero.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Frequent Contributor
Posts: 429
Registered: ‎04-07-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

You lie, Dog!  You know you have 43!!! 
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: woo hoo, a whopping +4 scorewatch alert!!

dammit, you got me again, i have 43, tomorrow i hope to have 44.

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.