General Credit Topics

[fused]

---

dog wrote:
you found me out...if it weren't for those blasted kids and that stupid dog, my plan would have worked. however, the other 40 apps were all amex and they only pulled experian....as 1 inquiry! my wife is getting tired of taking dictation on these posts, and i have to go put some more bengay on my wrists, so over and out...hahahahaa

---

I'm waiting!

[motoracer]

dog me and you thought the same dont have CC pay everything off as fast as you can theory.  This credit scoring is all a game, you just have to know the rules of the game. thank god there is this board because I am learning the plays and hopefully one day hit it out of the park (800 club),,,what am I talking about i would marry "Mrs. FICO" to get into the 700 club...hahah.  Its sad they dont factor in what you have in your accounts debt to income factor would give me alot of points.

[Rocket01]

Isn't 42 the answer to the meaning of life in Hitchhiker's Guide to the Universe?...

[dog]

man, if i had known the game 2 years ago, i would be way into the 700's by now!  maybe even close to 800's.....well, maybe not until these 7 collections are all gone! 

Message Edited by dog on 06-25-2007 05:40 PM

[motoracer]

I know waiting for things to fall off is like waiting to get outta prison!!! (for the record never been there) lol

[MidnightVoice]

---

Rocket01 wrote:

Isn't 42 the answer to the meaning of life in Hitchhiker's Guide to the Universe?...

---

At last!  Someone who knows the whereabouts of his towel! 

[Rocket01]

Everyone's got a little bump up but me! (-5pts).  I had balance increases $15 to $45 (limit $400) on HBSC and $0 to $125 (limit $500).  I went up to 19% utilization and got penalized for it, even though everything else has aged well for another month and no inquiries.

[MidnightVoice]

Don't worry - I just used a new cc a great deal and let it report just in case they don't report the CL.  So I will get dinged for another month, until it is back to zero.

[MercyMe]

You lie, Dog!  You know you have 43!!! 

[dog]

dammit, you got me again, i have 43, tomorrow i hope to have 44.