In December 2008, I had a 60 day late post to my credit bureau. It was for 2 student loans (same lender; one payment is made to both accounts so both accounts got hit with the the late). I can generally explain this as difficulty with the website for online payments at the time the 60th day past, and perhaps some bad advice from their customer service dept.
Currently, I have a credit score of 640 and immediately paid off my car and a credit card (which have not hit my score yet). I am wondering if even with a score of 640 and soon to go higher, if my 60 day late 14 months ago will post problems on my FHA loan qualifications.
