1st time buyer

[inquring_minds]

My Fico score are EQ 753, TU 727, EX 679

What kind of rates can I expect?

2 baddies on CR 2 years old - paid collections. 

Low utilization of credit cards, always under 10% on combined limt of $5400

How am I looking?

[DallasLoanGuy]

loan amount?

down payment?

[inquring_minds]

Range of $220 - $250K

About 10% down

[DallasLoanGuy]

low 6's should be doable

with pmi

[inquring_minds]

The average of my three scores is 719 - i should be good!

[Anonymous]

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inquring_minds wrote:

The average of my three scores is 719 - i should be good!

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They actually don't average them, they pull all 3 reports and use the middle score. Which in your case, is better than 719, it's 727!