...its a no no ...period
...some people put a loaded gun to their head, pull the trigger, and the gun misfires ...its still a no no for the sane among us
...adding ANY debt during underwriting/prior to closing, regardless of your "intent", risks that it shows on the last credit pull and back you go to underwriting again
...why take that risk? ...patience, eh
@Anonymous wrote:
@Lemmus wrote:...its a no no ...period
...some people put a loaded gun to their head, pull the trigger, and the gun misfires ...its still a no no for the sane among us
...adding ANY debt during underwriting/prior to closing, regardless of your "intent", risks that it shows on the last credit pull and back you go to underwriting again
...why take that risk? ...patience, eh
Fair enough, but if we have the cash, then can we use the cash to buy the furniture, during the mortgage process?
...you can ...but that doesn't mean you should ...there are countless unexpected "oops" during the mortgage process ...having extra cash on-hand can solve almost anything ...new furniture solves nothing that couldn't have waited until you have your keys in your hand ...patience, eh
...otoh, if you have a LOT more cash than you could possibly need to close on your new home, what are you doing here among us anti-trumps anyway? 
@Lemmus wrote:
@Anonymous wrote:
@Lemmus wrote:...its a no no ...period
...some people put a loaded gun to their head, pull the trigger, and the gun misfires ...its still a no no for the sane among us
...adding ANY debt during underwriting/prior to closing, regardless of your "intent", risks that it shows on the last credit pull and back you go to underwriting again
...why take that risk? ...patience, eh
Fair enough, but if we have the cash, then can we use the cash to buy the furniture, during the mortgage process?
...you can ...but that doesn't mean you should ...there are countless unexpected "oops" during the mortgage process ...having extra cash on-hand can solve almost anything ...new furniture solves nothing that couldn't have waited until you have your keys in your hand ...patience, eh
...otoh, if you have a LOT more cash than you could possibly need to close on your new home, what are you doing here among us anti-trumps anyway?
Well said! 