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mborgens wrote:
We absolutely fell into our first home. So, I have limited knowledge except that you need to initial here and sign on this line.
I'm I heard it is harder to obtain loan for a second home, true? What if we have 20% down, 800+ FICO scores, and almost no debt? Should we look into pre-approval, and if we do, are pre-approvals time limited?
mborgens wrote:
We have been going back and forth, but will probably stay in our current house. Just a side note, we owe about 25K on our house as our only bill.
I spoke with a home seller today, and he said he only wanted people who were pre-approved.