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3 Rivers FCU Home Equity Loan Instantly Approved!

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patrick00032001
Regular Contributor

3 Rivers FCU Home Equity Loan Instantly Approved!

I took out a holiday loan in December to pay off some stuff, rate was around 8.95% on an unsecured note for $20,000.00, decided to do a home equity loan instead so I can deduct the interest off my taxes, just have to have my home re appraised, which was built new a year ago, cost $230,000.00 to build, mortgaged around $207,000.00, my appraisal came in at exactly $230,000.00 when it was finished, a year later, that same house to build costs around $265,000.00, so I am hoping it comes in much higher this time! They pulled TU 08 Classic for Pre Approval, 778 FICO, had to verify income, which all checked out! Just waiting for the appraiser to move forward, shouldnt be more than 2 more weeks!

 

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Your Mortgage LoansPurposeAmt. RequestedAmt. ApprovedEst. Property ValueLoan Term (months)Entry TimeLoan StatusActions
View LoanEdit LoanView DocsSend Message
#94750HOME EQUITY$25,000.00$25,000.00$265,000.001202/19/2015
2:05:18 PM EST
PRE-APPROVED
PROCESSING
  
Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: 3 Rivers FCU Home Equity Loan Instantly Approved!


@patrick00032001 wrote:

I took out a holiday loan in December to pay off some stuff, rate was around 8.95% on an unsecured note for $20,000.00, decided to do a home equity loan instead so I can deduct the interest off my taxes, just have to have my home re appraised, which was built new a year ago, cost $230,000.00 to build, mortgaged around $207,000.00, my appraisal came in at exactly $230,000.00 when it was finished, a year later, that same house to build costs around $265,000.00, so I am hoping it comes in much higher this time! They pulled TU 08 Classic for Pre Approval, 778 FICO, had to verify income, which all checked out! Just waiting for the appraiser to move forward, shouldnt be more than 2 more weeks!

 

New Message!
Indicates you have new messages from your loan officer.
View Loan
View your loan status or check for modifications or messages from the Lender.
Edit Loan File
Edit or complete an incomplete loan that was previously saved.
View Loan Documents
View any loan documents that are available to you or upload documents to the Lender.
Send WebMS Message
Access the Web Messaging System (WebMS) to view your correspondence log, view new messages from the lender, and/or send a message to the lender.

 

Your Mortgage LoansPurposeAmt. RequestedAmt. ApprovedEst. Property ValueLoan Term (months)Entry TimeLoan StatusActions
View LoanEdit LoanView DocsSend Message
#94750HOME EQUITY$25,000.00$25,000.00$265,000.001202/19/2015
2:05:18 PM EST
PRE-APPROVED
PROCESSING
  

Any idea what the rate will be if approved?

Message 2 of 3
patrick00032001
Regular Contributor

Re: 3 Rivers FCU Home Equity Loan Instantly Approved!

The rate for a closed end home equity loan is 5.99%, 3 Rivers has my first mortgage all ready, they sold it to Fannie Mae, but they are still retaining the servicing on it.

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 3 of 3
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