OK this is my husbands: Have a balance showing right now of 5.00 on a 400.00 card and I just put another 30.00 on it because I have to make a payment this month still. My Ficos are listed below as of today. I just had a coll go on Eq that was removed twice already and dont know how they keep putting it back. There are a total of 2 collections and 2 charge offs WE do have a BK that will be 7yrs old on Aug 22,2007 now that said one collection is paid off and has agreed to delet so we are waiting on that or the lender to do a rescore which ever comes first.
His scores
TU 634
EX 588
EQ 577
Now on mine I have 2 CC balances are 42.00 on a 300.00 card and 17.59 on a 300.00 card we use them like debt cards. We have not been late on anything in since 4/2005 we have a truck payment. I have 2 Charge offs and 2 collections that both have agreed to delet just waiting on that to be done. My scores are listed below
TU 636
EX 588
EQ 536
We were supose to close on the house on the 16 of this month but it got bumped back until we can get mid scores to 620 I really need help we have 4 kids getting ready to start school and we are living with my parents.
