5 months after closing

[juggalo9er]

and the loan is still not reporting...is this common

[montana586]

Yup mine took 6 months trust and believe it will pop up lol

[ShanetheMortgageMan]

Depends on who the lender/mortgage servicer is.  There are some who don't report at all.

[montana586]

@shane what!?!?!?!?!?!?!?!?!! Wow I ve never heard that before how is that even possible? Jus goes to show u learn something new every day

[Barneygirl]

yup... I refinanced my current home in January and US Bank didn't start reporting till June.   Think it depends on lender.... I called them every month, asking them WHEN it was going to show up... they kept telling me that it "should have" posted already.

Look at it this way, by the time it finally hits you'll already have 6 months worth of credit history built with them   that only helps!!  That "new credit" won't be quite so new

[ShanetheMortgageMan]

Creditors are never required to report anything to your credit report, but if they do then it must be factual.

[juggalo9er]

loan is through michigan mutual maybe they do not want to report my double payments

[montana586]

I doubt it have u called them yet?