680 Median Score - Conventional Possible?

[sghosh5]

I am looking to go for pre-approval in October when my major collections drop off from Experian and Equifax. They already dropped from Transunion (early drop) and scores jumped from 655 to  690. My question is if my current Median score goes upto 680 or more, can i still be eligible for conventional loan?

[StartingOver10]

Yes.

[DallasLoanGuy]

5% down conventional is avaiable at 620

much better pricing at 680 though

[sghosh5]

I did not mean FHA loan. i meant conventional 30 years. sorry for any confusion

[DallasLoanGuy]

i dont think anyone is confused.

conv loans are available at 620 and rate/fees are better at 680

[sghosh5]

Thanks!! i didnt know that. Can you PM me lenders contacts who can with scores like i have right now (please see in my signature). My current Median score is 660. I am looking to purchase my first home in Katy, TX.

[StartingOver10]

You should pm DallasLoanGuy - he does mortgages right there in Tx and he knows his stuff