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@Anonymous wrote:
If I found an individual who allow me to put down the money I currently have in savings on a home and just pay him monthly, would I still qualify for the tax credit?
I believe this would still qualify (if you qualify). Will this be a Contract for Deed, or...if the house is free and clear...will the house be deeded to you with the seller carrying a 1st mortgage?
You will definitely need a lawyer for this...(and, that means your own lawyer...not the seller's lawyer).