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90-day late removal....impact on score

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Anonymous
Not applicable

90-day late removal....impact on score

 have a bankruptcy discharged 6 years ago

Utilization at about 9-percent about 1,000 with 11,000 in credit lines

no other lates....except a 90-day on a student loan 15 months ago...

 

I got the lender to agree to remove that late....how will my score be impacted...betting windows are open.

 

Right now:

EQ 666

TU 689

EX 681

 

I will know on Friday or  Monday...and post results

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: 90-day late removal....impact on score

since the 90 day late is only 15 months old, you should see a good size score increase.
Message 2 of 5
llecs
Moderator Emeritus

Re: 90-day late removal....impact on score

OP, if those are FICO scores you are posting, then you'll likely see the 700 club across all 3. IMO, pull your two FICO scores now and then again when it falls off to have a fair comparison.
Message 3 of 5
Anonymous
Not applicable

Re: 90-day late removal....impact on score

those are actual FICOs---EX coming from a lender this week
Message 4 of 5
Anonymous
Not applicable

Re: 90-day late removal....impact on score

seanmcl39,

 

How did your scores fair?  I'd like to know as I'm attempting to get a late removed and I'd like to know how it would raise my score.

 

Keep us informed.

Message 5 of 5
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