A new federal program is offering aid with a sweet kicker: It doesn't need to be repaid.

[joestay]

lol.  I meant those people who the program is meant to help.

[Anonymous]

Oh goodness. It is too late in the day for me to follow along apparently. Sorry!

[joestay]

I understand why you think it's a hardly sweet deal but it is.  Would a bank loan $50k to someone who can't pay their mortgage or who credit score drop dramatically because they fell behind on their payment?  Nope.