Credit Card Center Advertiser Disclosure

Valued Contributor
Posts: 1,084
Registered: ‎06-24-2007
0 Kudos


Does anybody have any idea about that mortgage company. My scores are TU 587 EQ 532 and EXP 598. I filled out the rate form on Fico website and I put poor credit and that is the only company came up as a match. I went to their website. It seems like they approve anyone.Here is the link. Thanks
Valued Contributor
Posts: 1,084
Registered: ‎06-24-2007
0 Kudos


How this is possible? It says credit score does not matter.
Buy a Home with Zero Money
At Amerisave you can buy a house with no money.
Zero down payment Zero closing costs No money in the bank No money for the first 2 months payments
Just pick your house, sign and move in. NO MONEY.

What's required?

Current Employment: You must have a job. New jobs are OK, no employment history necessary. Temp jobs not allowed.

Bankruptcy OK: Chapter 7 Bankruptcy must be discharged for 24 months. Chapter 13 Bankruptcy must have 12 months of payments. Foreclosures must be at least 4 years old. Other judgments and liens must be paid off.

Credit: Your credit score does not matter.

Find out how much you can qualify for:

Call 866-828-3400.
Just tell us that you want to buy a home with NO MONEY DOWN & ZERO CLOSING COSTS.
Valued Contributor
Posts: 1,694
Registered: ‎08-07-2007
0 Kudos


I would not do it. If you have to go thru them you will end up paying tons in interest and fees as I am sure it is a subprime lender.
You need to get yourself in a better credit situation. There will always be homes. That is what you must tell yourself.
Much better to rent a decent shack, save up $, pay yourself first, build up your credit and then get a home.
Much better than foreclosure because you bit off more than you can chew just to high hopes.
Sorry to be so blunt. But have seen people loose their homes.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.