AU on credit cards and mortgage pre approval

[Anonymous]

Will I need to remove myself as AU on my familys credit cards in order to get a pre approval for a home loan?  i want to sell the house i am in now and buy another one but the broker I was going to use said I will need to remove myself as AU first to get a better picture of my Fico score.  Any ideas?

[Anonymous]

Hi, I am an AU on a couple of accounts, and have not been told that. The point of being an AU is to build your credit score, so I think you might want to consider a different broker. But maybe others can way in here

[Revelate]

Some lenders may require that but others don't.

Removing an AU may or may not hurt (depends what's in the rest of your file) but if I had an AU that was helping my credit score, and it is absolutely counted under the FICO 04/98 models used to underwrite most mortgages, I'd simply find a different lender.

[StartingOver10]

Are all of your tradelines AU accounts or do you have some of your own?