Will I need to remove myself as AU on my familys credit cards in order to get a pre approval for a home loan? i want to sell the house i am in now and buy another one but the broker I was going to use said I will need to remove myself as AU first to get a better picture of my Fico score. Any ideas?
Some lenders may require that but others don't.
Removing an AU may or may not hurt (depends what's in the rest of your file) but if I had an AU that was helping my credit score, and it is absolutely counted under the FICO 04/98 models used to underwrite most mortgages, I'd simply find a different lender.