Hi Everyone!
Thanks to everyone's help on these boards I was able to purcahse a new car..so thanks very much!! I brought my car about 2 months ago with an interest of 13%( I know very high) I just received a letter in the mail from HSBC stating that I "could" qualify to re-finance my loan. My question is, is it too soon to re-finance? My scores have not gone up that much and I really would like to lower my payments.
I don't if this helps but its a 08 model so I'm wondering if I should consider it since I'm not upside down on the value of the car yet. Any thoughts?
Starting Score: 469