Reply
Frequent Contributor
Posts: 285
Registered: ‎02-26-2008
0

About to close....should I fax disputes?

I was about to fax in some disputes to my CRA's...
 
MODS....don't move this is in the right section!
 
I had DV'd some things over two months ago and never received any responses on any of them.
They are all collection accounts...but I am closing this or next week, just waiting on USDA approval.  Is this bad to dispute right now? 
 
There is no positives to them being on the report...they aren't CC or loans....just collections...I just don't want to make a mistake that would cause issues with closing.  (The lender didn't have a problem with them on the reports but I would like my scores to be current and reflect correct info.)
 
Any help would be appreciated.
  
Super Contributor
Posts: 8,362
Registered: ‎09-28-2007
0

Re: About to close....should I fax disputes?

If you are approved now, then I wouldn't do anything to credit until you've closed... since it's only a week or two away, I'd recommend you wait.
Frequent Contributor
Posts: 285
Registered: ‎02-26-2008
0

Re: About to close....should I fax disputes?

Thanks Shane, that's what I was thinking...but I needed to hear it from someone else.
 
Super Contributor
Posts: 8,362
Registered: ‎09-28-2007
0

Re: About to close....should I fax disputes?

Welcome... you can dispute to your hearts content after you get the mortgage though :smileywink:
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.