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Frequent Contributor
MinnesotaJ
Posts: 285
Registered: ‎02-26-2008
0

About to close....should I fax disputes?

I was about to fax in some disputes to my CRA's...
 
MODS....don't move this is in the right section!
 
I had DV'd some things over two months ago and never received any responses on any of them.
They are all collection accounts...but I am closing this or next week, just waiting on USDA approval.  Is this bad to dispute right now? 
 
There is no positives to them being on the report...they aren't CC or loans....just collections...I just don't want to make a mistake that would cause issues with closing.  (The lender didn't have a problem with them on the reports but I would like my scores to be current and reflect correct info.)
 
Any help would be appreciated.
  
Super Contributor
ShanetheMortgageMan
Posts: 8,254
Registered: ‎09-28-2007
0

Re: About to close....should I fax disputes?

If you are approved now, then I wouldn't do anything to credit until you've closed... since it's only a week or two away, I'd recommend you wait.
Frequent Contributor
MinnesotaJ
Posts: 285
Registered: ‎02-26-2008
0

Re: About to close....should I fax disputes?

Thanks Shane, that's what I was thinking...but I needed to hear it from someone else.
 
Super Contributor
ShanetheMortgageMan
Posts: 8,254
Registered: ‎09-28-2007
0

Re: About to close....should I fax disputes?

Welcome... you can dispute to your hearts content after you get the mortgage though :smileywink:

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