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Accuracy of MyFICO credit scores

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Anonymous
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Accuracy of MyFICO credit scores

Hello all -

 

How accurate are the Commonly used for Mortgages "Score Versions" on MyFICO.com ?????

 

Is my score that is showing going to be what the banks pull???

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2 REPLIES 2
Kree
Established Contributor

Re: Accuracy of MyFICO credit scores

Scores are generated as pulled, so there will always be some discrepancy, however the MyFICO scores are as accurate as you can get.

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Anonymous
Not applicable

Re: Accuracy of MyFICO credit scores

To dovetail on what Kree said, if your mortgage lender pulled your scores and then ten minutes later you purchased your mortgage scores at myFICO, they would almost certainly be exactly the same.   That's because there would be almost zero chance that anything changed on your reports in those ten minutes.

 

But if the two pulls were done ten days apart, then all kinds of stuff could have changed (CC balances, etc.) and therefore the two sets of scores could look different.

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