Add me to the Closed List!

[Donna1966]

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@Lel wrote:

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@Donna1966 wrote:
Yes, mine is all inclusive of pricipal, interest, taxes & insurance.

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In that case, mine is a whopping 40%.  Still able to put away 10% into my 401(k) though.  We're a bunch of skinflints here.

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LOL, well, that's still okay, at least you are putting the extra 10 in your 401K! 

[DallasLoanGuy]

Congrats!! You earned it!!

[Anonymous]

Is the DTI's that you guys posting just mortgage or total DTI including all other payments not just new mortgage?

jv

[Anonymous]

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johnnyv5 wrote:

Is the DTI's that you guys posting just mortgage or total DTI including all other payments not just new mortgage?

jv

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DTI is calulated with all credit obligations-

[Not_the_Point]

Congratulations!

[Anonymous]

Closed!!!!  6.375 on a FHA 203(k) loan!

[Anonymous]

Congrats!! How exciting!

[musikklvr]

Congratulations!! Good for you!

[Anonymous]

I'll be closing on March 10th. 5.5% FHA with a DTI of 44%. This was figured using just my income, credit and car loans on a 229k Mortgage. If we used my wifes info (which we did not do to low credit scores)....the DTI would have been closer to 20% so maybe that would have been considered in underwriting?