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I'm looking for some advice from anyone who may have or is in my situation. My boyfriend and I are wanting to stop renting and purchase a home. Preferably right by our parents. We found a home for $89,000.
The reason I need advice is because my boyfriends score is 551...would he qualify for any type of mortgage loan with that type of score? He has had his job for almost 4 years. I've heard something about an FHA loan...but since I'm new to all of this that means nothing to me...lol. I just don't want to be embarrassed by contacting a mortgage company and being turned down. Does anyone think we will be wasting our time?
Thanks in advance