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Joining your wait!!! We were all approved last week contingent on the appraisal- appraisal was done on Monday. We still haven't gotten our official "clear to close" We are due to close on the 26th. Soon it will all be done right?!?!
I feel for you guys. In retrospect, I'm glad our situation happened the way it did. We initially offered to close in June and they counter-offered for May. I'm glad because the wait would have been even longer! lol. But closing day will be here before you know it. Good luck!
Closing July 31. Waiting for appraisal, which is the key to the whole deal. If it's under sale price, we need to renegotiate, and possibly end up simply losing the deal if the sellers won't budge; if it's over, with the USDA loan our MB is sure we'll get, we can finance closing costs for the amount above the sale price.
Then our MB is convinced rates will come down, so we're waiting to lock. Until we actually go with a lender and get the mortgage, buying homeowner's insurance can't move forward.
I wish we were closing the end of June, but that would mean paying rent AND mortgage for August (our lease is up at the end of August and last month was paid when we signed the lease, and mortgage payment won't be due until Sept, so August will be rent/mortgage free! I intend to pay the first year's worth of principle in August, however).