Yup, and I'm not quite sure how I could get my info to you- I'm new to this thing and I definitely don't want to cross any lines. However, if you've already put money into the deal then you're better off where you are. There are things that you buy during the mortgage process that the rights are held by the ordering lender/broker that you'd have to pay for twice, i.e., appraisal. Tell your loan officer you want to work a bigger bank. I've done deals like these with just about everyone- Chase, Citi, Wells Fargo, Flagstar- as I live in a more rural area and we also have a Native American population that is well off and does a decent job of giving back. It's complicated but doable.