@chartley3 wrote:If you have a bank in your area that does FHA I would suggest using them, They can usually get everything done within 30 days of apping give or take a couple weeks. Im working with 5/3 bank in Ohio and the process so far has been excellent and the mortgage rep has been very responsive to questions and returning calls.
Ditto, ditto and ditto to EVERYTHING you have said here. We're going FHA through 5/3 right now (should be closing at the end of the month, fingers crossed), and between the fantastically efficient, communicative and professional people in their mortgage dept, and our unbelievably fantastic realtor... well, it's still utterly nerve-wracking, but I feel that our whole process is in VERY good hands!
To the OP, I can't offer much better advice than that, as I am far from an expert on this stuff. But when I read about the lack of communication etc that some people are enduring, while we're in regular phone/email contact with all the relevant people (Fifth Third have been in touch at least four times a week for the last few weeks, updating us on exactly where we are in the process, what's going on right now, what they're waiting for, etc - and being incredibly patient with all our mortgage-novice fretting!)... I think we struck lucky. Although I'm still the most anxious I can ever remember being, I can't imagine how nightmarish it would be being left in limbo for weeks with no clue what's going on.
Good luck!!!
Message Edited by fevmlo on 05-19-2008 05:57 PM