And So It Begins

[tammyjk]

I started thinking about getting a new home a year ago.  I put in an offer on a short sale that was a disaster; they raised the price at the last min over 22k.  Today my offer on another home was accepted!  I have a mortgage broker that I have been working with that has been pretty diligent in asking for docs just to get me a preapproval.  Although some people may find it a pain, I have actually found it reassuring that he wants everything upfront. 

The bank wants closing before Sept 10 and just reading that scared the heck out of me.  Lately I have just come to the boards to read the encouraging stories of those who were able to get a mortgage with bigger obstacles than I face. 

[Calito360]

I'm in the same boat and I hope it all works out for you. Keep us posted.

[JusdoNit]

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@tammyjk wrote:

I started thinking about getting a new home a year ago.  I put in an offer on a short sale that was a disaster; they raised the price at the last min over 22k.  Today my offer on another home was accepted!  I have a mortgage broker that I have been working with that has been pretty diligent in asking for docs just to get me a preapproval.  Although some people may find it a pain, I have actually found it reassuring that he wants everything upfront. 

The bank wants closing before Sept 10 and just reading that scared the heck out of me.  Lately I have just come to the boards to read the encouraging stories of those who were able to get a mortgage with bigger obstacles than I face. 

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I competely understand where you are coming from.  It is a completely different mind set

[tammyjk]

Thanks, and it is a different mind set!  I keep saying "if we move" and my fiance keeps saying "when we move".  I am just so tired of watching my scores and not paying anything off for fear of my score dropping.  Whats really sad is that I could be totally debt free right now if I could just pay it without my scores dropping.  As it is, I only owe 400 on my car which has a 99 a month payment.  I'm hoping to close before I get it paid off.