Starting Score: 620
Thanks guys!! I hope it inspires someone to push through their problems, if I can do it, anyone can! It was literally year ago that I decided that i wanted to buy and now I am sitting in my new house! This site and my own personal experience gained from messing up my credit before has really helped! Though in some cases I OVER informed myself, so I was prepared for the worst, but it helped make this process livable since I understood what was happening better and that it could fall apart at any second, so I didn't fall in love until I had the keys!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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