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Annoyance with dispute comments

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basballguy
Frequent Contributor

Annoyance with dispute comments

So i think i've found a resolution with my public record....thank god.  These dispute comments are a pain in the ass though.

 

Specifically Equifax...which is my lowest score.  I have the comments removed from my TU and EX but the lenders are being sticklers about having the comments removed from my EQ even though it's my lowest score and a non factor....even more annoying is the fact that dispute comments have zero impact on how collections accounts score.  grrrr


Message 1 of 14
13 REPLIES 13
tooleman694
Valued Contributor

Re: Annoyance with dispute comments

I agree it is a pain in the butt, I went thru it too.

 

Who have you been in contact with over at EQ.

Message 2 of 14
basballguy
Frequent Contributor

Re: Annoyance with dispute comments


@tooleman694 wrote:

I agree it is a pain in the butt, I went thru it too.

 

Who have you been in contact with over at EQ.


I'm in the midest.  (Texas)

 

I'm blessed with CSC.  In order to close a dispute they have to open a dispute.  I've called at least a dozen times and have escalated all sorts of times. 


Message 3 of 14
tooleman694
Valued Contributor

Re: Annoyance with dispute comments

I am in Texas too, for my EQ report I had to get a rapid score done.

Message 4 of 14
basballguy
Frequent Contributor

Re: Annoyance with dispute comments

how does that get the comments removed any faster?

 

CSC said they had to send off a dispute to the OCA to have the comments removed. 


Message 5 of 14
c06u
Established Member

Re: Annoyance with dispute comments

Texas here also, I dealt with equifax  forget CSC I talked to Dorothy in executive services, (super nice lady) faxed her to drop the disputes, hang on to your hat though and be prepared for a quick response in the way of a drop in your score

Message 6 of 14
tooleman694
Valued Contributor

Re: Annoyance with dispute comments

I have worked with Dorothy before too, she has taken care of a few things.

Message 7 of 14
DallasLoanGuy
Super Contributor

Re: Annoyance with dispute comments


@basballguy wrote:



  In order to close a dispute they have to open a dispute. 

not optimal.

but it should get it done if you aren't in a hurry

 

Retired Lender
Message 8 of 14
Adalen
Frequent Contributor

Re: Annoyance with dispute comments

I have a closed account that says something like "dispute resolved, customer disagrees" but I never disputed the account.  (I made a complaint against CapOne on BBB regarding a different account and they must have assumed it was this particular store account.) 

 

Anyway, would something like that be an issue?


Message 9 of 14
DallasLoanGuy
Super Contributor

Re: Annoyance with dispute comments


@Adalen wrote:

I have a closed account that says something like "dispute resolved, customer disagrees" but I never disputed the account.  (I made a complaint against CapOne on BBB regarding a different account and they must have assumed it was this particular store account.) 

 

Anyway, would something like that be an issue?


we would need more info...... or ex: 24 months old and zero balance accounts don't matter.

 

Retired Lender
Message 10 of 14
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