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I am interested in buying a new home, but will not be able to list and sell the first one for several months. Where would I look for lenders that will only require 5-10% down for the second home? Since I'm not a first time homebuyer and don't have an especially low income, I'm not sure if I qualify for anything but paying out 20% up front. Suggestions?
As long as you can prove that it's a second home and not an investment property, Fannie Mae only requires 10% down.
Thank you! I'm happy to hear that. Now a really stupid question - is there a way to know what lenders have that type of loan?
How long have you owned your current home?
We have owned it for about 14 years, and been at the same jobs for about 15 years.